In the majority of cases the young driver gets the blunt end of the stick when it comes to insuring their car. The reasoning behind this is the insurers believe that the younger the driver is, then the bigger the risk they pose.
Unfortunately young drivers are generally associated with taking a bigger risk on the road and as such have to pay heavily for the privilege of being insured. However there is some hope for young motorists if they follow this advice.
To start with you should begin your search online for cheaper car insurance. Shopping online allows you to make comparisons with many companies. In the majority of cases you are given quotes immediately which allows you to compare the policy features and benefits from many companies and all from the comfort of your own home.
Car insurance quotes take many things into account. One of these is the car you drive. With the majority of younger drivers wanting something flashy, unfortunately they are setting themselves up for being in the highest car insurance bracket. With this being the case, you might have to consider going for something less flashy at the expense of your image.
Taking extra lessons such as a safety course or advanced driving lessons can help to save you money on your premiums.
Adding more safety features to your car can also go a long way to shaving pounds off your car insurance. This can be simple things such as having the windows etched with your registration number or installing alarms or immobiliser.
Keeping on the right side of the law is essential in keeping your insurance down to the minimum. Only having a few years’ driving under your belt will give you no claims bonus and during this time it is essential that you avoid getting tickets and points on your license. All of this will prove that you are a sensible driver, which essentially lowers the premium you pay.
By looking online for your car insurance, you are also able to take advantage of specialist sites that offer cheaper premiums especially for the younger drivers. Bear in mind that when shopping around for your insurance, companies do vary in both what they offer in their policy and the price quoted.
All policies aren't the same so choosing the one most suitable for you and your needs is essential. Factors to take into account are the age and type of your car. If you have an older car then taking third party insurance might be the better choice, of course if you have a new one then fully comprehensive coverage would be the best option.